commercial finance
project financing
Vyypers' Project Finance team specializes in financing land development projects with a primary focus on hospitality and tourism industries world-wide.
In order to successfully obtain finance for a project it is first absolutely essential to generate a complete set of comprehensive and credible project documentation. In most projects, we research and compile the core studies and analyses:
On a case-by-case basis, this information will only be verified providing the documentation has been compiled by internationally experienced analysts recognized by our representatives. In addition to the core studies and assessments we also offer the following assessments, research, studies and analyses:
Our clients typically choose to manage or to participate in the eventual management of their project. Where proven management and operational experience is lacking, members of our team are available to assist. Any such agreement will exist as a wholly separate agreement to ensure no conflict of interest exists in the process.
In order to successfully obtain finance for a project it is first absolutely essential to generate a complete set of comprehensive and credible project documentation. In most projects, we research and compile the core studies and analyses:
- Marketing Feasibility Study
- Financial Feasibility Study
- Business Plan
- Development Budget
- Initial Outline Architectural Master Plan
- Final Architectural Master Plan
- Environmental Impact Assessment
- Social Impact Study
- Information and Communication Technology Survey
On a case-by-case basis, this information will only be verified providing the documentation has been compiled by internationally experienced analysts recognized by our representatives. In addition to the core studies and assessments we also offer the following assessments, research, studies and analyses:
- architectural conception
- due diligence
- ecological studies
- environmental/social impact assessments
- equipment procurement
- equity investor identification
- management buy-outs/buy-ins
- management investigation/verification
- management training
- marketing feasibility studies
- marketing profile audits
- market research/analysis/design
- master planning/building applications
- project development/finance/management/planning
- financial feasibility analysis
- financial performance reviews
- business intelligence solutions
- business plans/planning
- consultancy
- asset verification/investment analysis
- communication & IT review
- joint ventures
Our clients typically choose to manage or to participate in the eventual management of their project. Where proven management and operational experience is lacking, members of our team are available to assist. Any such agreement will exist as a wholly separate agreement to ensure no conflict of interest exists in the process.
trade finance
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FACTORING
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P/O FINANCING
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ASSET-BASED LENDING
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SUPPLY CHAIN FINANCING
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Unpaid invoices not only affect your cash flow but can affect productivity as businesses have to spend time chasing payments. An ideal cash flow finance solution is invoice finance, also referred to as factoring, which gives you immediate payment against your sales ledger. Get back in control of your finances with an invoice finance package from us. No more waiting for customers to pay. Vyyper will advance up to 90% of the funds immediately upon presentation of your invoices to us, thereby removing the stress of 30, 60 or 90 day payment terms for your client. No more waiting for customers to pay you. Team Factors will advance you up to 90% of the funds immediately upon presentation of your invoices to us, thereby removing the stress of 30, 60 or 90 day payment terms from your client.
The Process
Our Advantage
The Process
- We will finance Canadian companies that have issued invoices to Canadian and/or U.S. customers. Other international receivables will be assessed on an individual basis and may require accounts receivable insurance.
- Financing facilities up to $4 million available.
- Financing applications receive a response within 48 hours
- Initial funding is typically completed within 15 business days.
- Advance rate of up to 90% on accounts receivable
- Financing charges are reviewed daily and only charges for the actual number of days that the invoice is outstanding (from date of advance to date of collection).
- Funds are advanced on a recourse basis. If debtor does not pay the invoice, you are responsible to reimburse us and/or partners for funds owing.
Our Advantage
- No long term contracts. Facilities are open with no termination fees.
- You choose the receivables you wish to finance.
- Holdbacks are released immediately upon payment of the invoice.
- Non-notification structures for qualified companies. Virtually all factoring companies purchase receivables on a full-notification basis. This means that the factoring company assumes responsibility for issuing original invoices and handling collection calls. Also, the debtor must make their cheque payable to the factor.
- Under our non-notification structure, the client continues to issue the invoice and handle all collection activities. Payments are forwarded to the client who, in turn, forwards the payment to us. You maintain control of the invoicing and collection process.
Purchase Order Financing is often mistakenly referred to as Purchase Order Factoring, Inventory Financing, and Cost of Goods Financing. Purchase Order Financing is a method of lending that increases cash flow by temporarily eliminating the cost of goods to fill a purchase order. International Trade Finance’s Purchase Order Finance program provides cash flow solutions for your purchase orders via Letters of Credit, working capital and complete project support. International Trade Finance’s staff can assist in securing quality control, paying for freight, and establishing supplier relationships in a manner that will improve the chances of timely delivery, and reduce the risk of trade problems.
Benefits of Purchase Order Finance
Cash Flow Solution
Companies experiencing growth in customers or sales but lack working capital to fill purchase orders will benefit from Purchase Order Financing. Increased cash flow allows our clients to accept new business because of our financing program.
Credit Services
Vyyper's trade finance representatives will help you to maintain trust in your buyers, suppliers and reduce accounts posing additional risk. Our specialists assemble credit files on each account as an essential part of Purchase Order Financing to advise our clients of potential pitfalls with their buyers.
Back-Office Processing
Vyyper representatives provide valuable back-office operations for our customers such as accounts payable, collections, purchase order verification and more.
Business Credit Solutions
Purchase Order Finance is based on the dependability of your suppliers and the credit of your buyers. Vyyper is able to provide cash flow solutions when traditional lenders are unable due to a company's youth, financial condition or collateral.
Usefulness
Purchase Order Financing is a flexible financing tool and provides for finished goods, raw materials, assembly, packaging and freight costs.
Benefits of Purchase Order Finance
Cash Flow Solution
Companies experiencing growth in customers or sales but lack working capital to fill purchase orders will benefit from Purchase Order Financing. Increased cash flow allows our clients to accept new business because of our financing program.
Credit Services
Vyyper's trade finance representatives will help you to maintain trust in your buyers, suppliers and reduce accounts posing additional risk. Our specialists assemble credit files on each account as an essential part of Purchase Order Financing to advise our clients of potential pitfalls with their buyers.
Back-Office Processing
Vyyper representatives provide valuable back-office operations for our customers such as accounts payable, collections, purchase order verification and more.
Business Credit Solutions
Purchase Order Finance is based on the dependability of your suppliers and the credit of your buyers. Vyyper is able to provide cash flow solutions when traditional lenders are unable due to a company's youth, financial condition or collateral.
Usefulness
Purchase Order Financing is a flexible financing tool and provides for finished goods, raw materials, assembly, packaging and freight costs.
Asset Based Lending (ABL) provides fast-growing or highly leveraged companies with working capital. This form of financing is ideal for companies that are:
- in need of growth financing
- in an acquisition mode
- operating in a seasonal or cyclical industry
- faced with a high leverage, unconventional lending criteria
- experiencing restricted cash flows
- existing debt to be re-financed &/or
- in a management/leverage buy-out situation
Supply Chain Financing (Reverse Factoring) optimizes cash flow by providing longer payment terms to their suppliers while providing the option of early payment to large and SME suppliers. This results in a win-win situation for the buyer and supplier. For the buyer, working capital is optimized. For the supplier, there is additional operating cash flow, thus minimizing risk across the supply chain.
The Process:
The Process:
- Invoice is forwarded to the customer by the client.
- A percentage of the Accounts Receivable is forwarded to the client by Vyyper, creating a line of credit or revolving loan.
- Customer makes payment directly to the client when invoice becomes due.
- The credit line is paid down by the client.
equipment leasing
Equipment leasing and financing allows you to get the equipment your business needs to lead the market and be competitive. Acquire technology and equipment when you need it and as your business grows. Maintain your working capital and line(s) of credit with equipment leasing from Vyyper.
Equipment Leasing is Critical For Enterprise
The best equipment allows you operate efficiently, increase sales and serve your clients.
Show your prospects and clients that you have the finest equipment in your industry.
Vyyper’s financing and leasing specialists can show you the financial benefits of equipment leasing.
Equipment Leasing is Critical For Enterprise
The best equipment allows you operate efficiently, increase sales and serve your clients.
Show your prospects and clients that you have the finest equipment in your industry.
Vyyper’s financing and leasing specialists can show you the financial benefits of equipment leasing.
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VENDOR FINANCING
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BENEFITS
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FINANCING SOURCES
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ASSETS WE FINANCE
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Vyyper differentiates itself from traditional Lessors by providing a broad array of equipment finance programs for manufacturers, distributors and value added resellers located throughout Canada. Our representatives will help your business become more competitive through our industry specific knowledge, expertise, commitment to quality and responsiveness to customers needs.
- Speed, flexibility and convenience
- Conserve capital & preserve lines of credit
- Manage cash flow effectively
- Conquer budget limitations
- Stay ahead of the competition
- Experience tangible tax benefits
- Outsource your asset management
- Asset-Based Lending (ABL)
- Angel Financing
- Bridge Lending
- Buy-Out Fund
- Factoring
- Government Programs
- Mezzanine Debt Financing
- Private Equity Funds
- Publicly-Sourced Venture Capital
- SR&ED Program
Assets we finance include:
- Aircraft
- Vehicles
- Agricultural
- Construction
- Manufacturing
- Consumer/Professional
- Medical/Dental
- Commercial/Industrial
- Hospitality/Retail
- Technology